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Is A Fixed Rate or ARM Mortgage Better in 2020?

Here is an age old discussion that should have no correct answer. In 2020, whether you are purchasing or refinancing, do you want to lock in record low fixed rate mortgages, or go for the one of those 5/1...

MMT: Modern Monetary Theory, or Magical Mortgage Tease?

For almost 10 years now, experts everywhere have called for rising mortgage rates. Shortly after the financial crisis, everyone everywhere felt bad about buying anything. But as we bounced from the March 2009 lows, slowly the financial gears began...