{"id":12668,"date":"2020-04-09T11:28:20","date_gmt":"2020-04-09T15:28:20","guid":{"rendered":"https:\/\/www.renthop.com\/content-manager\/?p=12668"},"modified":"2020-04-09T11:29:37","modified_gmt":"2020-04-09T15:29:37","slug":"should-you-pay-rent-during-the-covid-19-eviction-moratorium","status":"publish","type":"post","link":"https:\/\/www.renthop.com\/blog\/should-you-pay-rent-during-the-covid-19-eviction-moratorium\/","title":{"rendered":"Should You Pay Rent During The Covid-19 Eviction Moratorium?"},"content":{"rendered":"\r\n
If you decided not to pay rent in April 2020, you are in good company. About 31% of renters did not pay on time<\/a>, according to the National Multifamily Housing Council. Clearly, this is a time of financial hardship for many, and governors everywhere have announced a halting of foreclosures and evictions. But is this number truly reflective of the current Covid-19 eviction moratorium?\u00a0<\/p>\r\n\r\n \u00a0 So far, all of the headlines have said 1\/3 of America is not paying their rent. That sounds horrible, but that’s the problem with sensational headlines. Everyone reads it and assumes we dropped instantly from 100% of people paying rent to every third household becoming deadbeats. It’s not true.<\/p>\r\n\r\n\r\n\r\n Just the month prior, for rent due March 1st, prior to almost all of the USA Covid-19 spread, only 81% of households paid their rent on time according to the same data source, the NMHC. And that was the month following all-time highs for the economy on many fronts (record low unemployment with record high stock markets).<\/p>\r\n\r\n\r\n\r\n It also helps to look at one year prior, where 82% of households paid rent on time. So 81% to 69% is the number. Yes, it’s a big blow to landlords. An increase from the usual 19% delinquent renters to 31%. More than a 50% increase in late or unpaid rent. But it’s not the mass wave of deadbeats suggested, where an apartment complex has 300 paying tenants and suddenly 100 of them stop.<\/p>\r\n\r\n\r\n\r\n We are always mindful of any strange bias sources in the data. The 69% number comes from rent-collection and property management software such as Yardi \/ Appfolio. Who uses these? Mostly large, multi-family property managers who own big apartments complexes. There is a large number of tenant and landlord relationships<\/a> that use more old-fashioned methods: the monthly check, or monthly cash payment.<\/p>\r\n\r\n\r\n\r\n Whether or not smaller landlords will see better payment patterns in unclear, but I would lean towards slightly better than the 69%. The relationship is more personal than a big, faceless company, and unfortunately collections is probably more stringent, with tenant rights not always respected.<\/p>\r\n Editor’s Note: We updated this article to enhance readability.\u00a0<\/em><\/p>\r\n","protected":false},"excerpt":{"rendered":" If you decided not to pay rent in April 2020, you are in good company. About 31% of renters did not pay on time, according to the National Multifamily Housing Council. Clearly, this is a time of financial hardship for many, and governors everywhere have announced a halting of foreclosures and evictions. But is this […]<\/p>\n","protected":false},"author":4,"featured_media":12674,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"no","footnotes":""},"categories":[394],"tags":[97,137],"class_list":{"0":"post-12668","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-quarantine","8":"tag-landlords","9":"tag-rental-market"},"yoast_head":"\n
<\/p>\r\n\r\nIgnore The Headlines – Bad But Not So Bad<\/h2>\r\n\r\n\r\n\r\n
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Any Data Bias?<\/h2>\r\n\r\n\r\n\r\n